You can contact me any time. I am happy to answer your questions and help you get started.

A phone or computer, a place to track your budget, and a willingness to follow the process. Everything else, I will guide you through step by step.

You can expect greater clarity with your money, stronger budgeting discipline, debt progress, increased savings, improved confidence, and a healthier financial mindset. Results depend on your commitment and action.

I do not manage investments. I help prepare you to invest with confidence by building a strong foundation, eliminating debt, and building disciplined financial habits.

My values are rooted in biblical stewardship, discipline, and wisdom. Coaching is open to anyone who wants to build financial health and honor their future.

A financial coach helps you build healthy money habits, create a structured financial plan, stay accountable, and make consistent progress. It is guidance, support, and strategy to help you take control of your money and your life.

Financial advisors typically focus on investments. Financial coaching focuses on budgeting, debt payoff, savings, spending habits, mindset, and financial confidence. We help you build the foundation so you are ready to invest and build long term wealth.

Most clients work with me between six and twelve months. Real transformation takes time, but most people begin seeing clarity, confidence, and financial wins within the first few weeks.

No, you do not need a high income to begin. You just need a desire to make progress. Financial coaching is for anyone who wants to take control, regardless of income level. A portion of this journey is an investment, and the right financial coaching pays for itself through better decisions, savings, debt reduction, and long-term financial growth.

We meet virtually or in person to review your finances, set goals, and create a step-by-step plan. You’ll also get tools and support to stay consistent between sessions.